Rebuild Your Relationship With Money
Most financial education focuses on strategies and numbers. We start somewhere else—your daily habits and the patterns that shape them. Our six-month program helps you understand why you make the choices you do, then builds sustainable practices around that awareness.
Explore the Program
Financial Habits Start Small
You don't need another budgeting spreadsheet. What actually changes behavior is understanding the triggers behind your spending, recognizing where money anxiety shows up, and developing practices that work with your life instead of against it.
We've spent years working with Australians who earn decent incomes but feel perpetually behind. The issue isn't usually income—it's the dozen small decisions made each week without conscious thought.
Pattern Recognition
Before changing anything, you'll learn to spot the triggers that lead to impulsive purchases or financial avoidance. This awareness is where sustainable change begins.
Behavioral Anchors
We build new habits by attaching them to existing routines. No willpower required—just strategic placement of better choices.
Stress Response
Financial stress creates predictable responses. Understanding yours helps you interrupt unproductive patterns before they derail your progress.
What Changes in Six Months
This isn't a quick fix. Real behavioral change takes time, repetition, and adjustment. By August 2026, participants starting in February will have developed:
- Awareness of spending triggers and emotional patterns around money
- A personalized tracking system that feels manageable, not burdensome
- Strategies for handling financial conversations without defensiveness
- Routines that support saving without feeling deprived
- Tools to evaluate purchases against longer-term priorities
- Reduced anxiety around bills, unexpected expenses, and financial planning
The program combines weekly lessons with practical exercises. You'll implement changes gradually, which research shows leads to better long-term outcomes than dramatic overhauls.
Six Months, Four Phases
Weeks 1-6: Current State
Track your actual behavior without judgment. Most people discover surprises here—not just about spending, but about avoidance patterns and financial blind spots they've maintained for years.
Weeks 7-14: Building Awareness
Learn to identify triggers before they lead to decisions you'll regret. This phase introduces techniques from behavioral psychology adapted for financial contexts.
Weeks 15-20: Creating Systems
Design personalized routines that reduce decision fatigue. We'll build automation where it helps and maintain intention where it matters.
Weeks 21-26: Resilience Practice
Test your new habits against real challenges. This phase prepares you to maintain progress when life gets complicated—because it will.
How Learning Actually Happens
Each week includes a short video lesson, a written exercise, and one specific behavior to practice. The videos run 15-20 minutes because longer content rarely gets finished.
The written exercises force reflection—you'll need to answer specific questions about your own patterns. This isn't busy work. Writing creates a different kind of processing than passive watching.
Weekly Check-ins
Track progress through a simple form that takes five minutes. We'll monitor patterns over time rather than obsessing over individual weeks.
Private Forum
Ask questions and share challenges with other participants. Many breakthroughs come from realizing others struggle with similar issues.
Monthly Reviews
Four structured reviews help you measure actual progress against your initial baseline. Expect some setbacks—they're part of the process.
Resource Library
Tools and templates you can adapt to your situation. From conversation scripts to decision frameworks to tracking spreadsheets.
Program Investment
Our next cohort begins in February 2026. We limit enrollment to maintain quality of interaction in the forum and ensure everyone receives feedback on their exercises.
Full Payment
- Complete six-month program
- All video lessons and materials
- Forum access
- Monthly review sessions
- Resource library
Monthly Plan
- Complete six-month program
- All video lessons and materials
- Forum access
- Monthly review sessions
- Resource library
- Flexible payment option
Couples Rate
- Two complete enrollments
- Partner discussion guides
- Joint exercise options
- Individual forum accounts
- All standard materials
- Combined progress tracking
What Past Participants Say
I expected budgeting advice. What I got was an understanding of why I'd been sabotaging my own financial goals for a decade. The tracking phase was uncomfortable but necessary.
My partner and I had been avoiding money conversations for years. The couples exercises gave us a framework that reduced the tension. We still disagree sometimes, but now we can actually talk about it.
The behavioral approach made more sense than any financial advice I'd received before. Instead of telling me what I should do, it helped me understand why I wasn't doing those things.
I'm not perfect with money now, but I catch myself before making impulsive decisions. That awareness alone has changed my financial trajectory more than any budget ever did.
Ready to Change Your Financial Habits?
Our February 2026 cohort opens for enrollment in late January. If you want to understand your financial patterns instead of just fighting them, this program might help. No magic solutions—just practical tools for sustainable change.
Request Program DetailsCoolangatta Tweed Heads Golf Club, Soorley St, Tweed Heads South NSW 2486, Australia